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Blue chip stocks - Mutual Funds Directory - Portfolio Management - Small-cap - Micro-cap - REAL ESTATE INVESTING 101

Blue chip stocks, the term "blue chip" generally refers to a well-established company with a strong market position and a track record of outperformance. 

 The Blue Chip Growth Fund looks for stocks of large, established companies with high growth potential. Invest in the Blue Chip Growth Fund to benefit from:


Long-term opportunity and high-quality growth prospects. The Blue Chip Growth Fund seeks to invest in industry-leading companies with strong market positions, seasoned management teams, and above-average growth and profitability. 

This emphasis on high-quality, durable growth opportunities can help you meet your long-term goals. Savings on expenses. This fund's low cost relative to its peer group average1 creates additional value for your investments.
Buyheremarket Enterprise - buyheremarket.blogspot.com - Recognizes That Nurses Remain Most Trusted And Most Helpful Professionals Around The World. NURSESOFAMERICA.BLOGSPOT.COM

Nurses have been voted by Buyheremarket Enterprise - buyheremarket.blogspot.com the most ethical and honest profession and the world.
Our deep experience. We have been growth investors since the founding of our firm in 1937. The Blue Chip Growth Fund is being managed by... who has over 15 years of investment experience. Our strategic investing approach. Our highly experienced investment team regularly analyzes the markets, and the companies within them, to identify strong growth and opportunities. 
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 Past performance cannot guarantee future results. Because growth stocks have higher valuations and lower dividend yields than slower-growth or cyclical companies, the share price volatility may be higher. As such, fund prices could decline further in market downturns than non-growth-oriented funds
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Crisis Of Low Supply, High Demand Means Big Opportunity.
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 Blue-Chip Dividend Stocks List...HIGH-QUALITY DIVIDEND STOCKS, LONG-TERM PLAN Blue-chip stocks are established, safe, dividend payers. They are often market leaders and tend to have a long history of paying rising dividends. Blue-chip stocks tend to remain profitable even during recessions. 
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 blue chip stocks have produced long records of attractive returns, and that's made them among the most popular individual stocks in the stock market for conservative investors looking for places to put their money to work.  
' Crowdfunding Foundation: Social Investing with Lending
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Entrepreneurs, Investors, and business oriented people.
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 A blue chip stock is defined as a security that represents an equity position in a company that possesses most of the following characteristics:An industry leader with a dependable business model.A proven track record and strong reputation with consumers and shareholders.A history of delivering strong returns over the long term.Pays dividends to shareholders and regularly increases its payouts. ========== 
 Financial Knowledge - Financial Education / The Fundamental Of Investing / Everything Entrepreneurs - Investors - Traders - Business People Need To Know... Knowledge Financial Group -BUYHEREMARKET.BLOGSPOT.COM is an absolute trusted source for education and knowledge ... --------
 WHY NOT INVITED YOUR FRIENDS TO WHERE THE KNOWLEDGE IS? facebook.com/knowledgefinancialcialgroup 
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 Knowledge is the most powerful ingredient in the recipe of success. knowledgefinancialgroup.blogspot.com Sufficient Knowledge To Live Comfortable'' The Fundamental Of Investing at KNOWLEDGE FINANCIAL GROUP - KNOWLEDGEFINANCIALGROUP.COM ====== 
 What Everyone Should Know To Take Control Of Their Finances And Retirement Planning... By Anthony Of: Knowledge Financial Group - Knowledgefinancialgroup.com 
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 Investing is a business as an investor you must treat investment as a business In any investment you expect a ROI return on investment  as long as your investment is increasing value..
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 Best blue chip stocks Even if you've never invested, you'll recognize the names of many top blue chip stocks. The products and services provided by these large-cap companies are part of daily life for billions of people across the globe.

Bigger list of blue chips: Investors have a sizable number of blue chip stocks to choose from. 

'' Frugal Lifestyle - Living frugal isn't a choice for us, it's a necessity. Here at MONEY WISERS GROUP  I will always share with you my best frugal living tips and tricks! www.knowledgefinancialgroup.com/frugalstyle
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'' Welcome to The Frugal Life Community! Spending Less And Save More...

Here is a list of 20 other top blue chip stocks: AbbVie (NYSE:ABBV) 3M (NYSE:MMM) Lockheed Martin (NYSE:LMT) - Enbridge (NYSE:ENB) - Procter & Gamble (NYSE:PG) Mastercard (NYSE:MA) - JPMorgan Chase (NYSE:JPM) - Walmart (NYSE:WMT) Microsoft (NASDAQ:MSFT) - Caterpillar (NYSE:CAT) - UnitedHealth Group (NYSE:UNH) Starbucks (NASDAQ:SBUX) - Cisco Systems (NASDAQ:CSCO) - Boeing (NYSE:BA) McDonald’s (NYSE:MCD) - Home Depot (NYSE:HD) - Verizon Communications (NYSE:VZ) Merck (NYSE:MRK) - Intel (NASDAQ:INTC) - Goldman Sachs (NYSE:GM)
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 Investing in blue chip companies' stocks - Blue chip stocks are smart investments for investors of all kinds. Beginning investors are likely familiar with the products and services of blue chip companies .----------- 
 Never Retired From  Personal Financial Planning, Always Take a Look At All Your Investments, And Insurance Policies, Whether Or Not you have financialplanners, advisors, CPA’s. You’re Free To Retire From Your Workplace , But Not from Your Finances. Said Anthony of Knowledge Financial Group – -----------------
 Knowledgefinancial.blogspot.com - Hands-off investing with blue chip fundsInvestors may also want to consider exchange traded funds (ETFs) and mutual funds that bundle multiple blue chip stocks into a single security.

 Blue chip funds offer an easy way to build diversified exposure to high-quality stocks, and these equities can be particularly good investment vehicles for people who are in or nearing retirement because they tend to be less volatile than individual stocks. Blue chip funds can also be a good fit for younger investors who are seeking the defensive advantages of diversification or who don’t have the time needed to adequately research individual stocks.
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 Real estate investors make money through rental income, appreciation, and profits generated by business activities that depend on the property
.http://www.knowledgefinancialgroup.com/Anthonyrealestate

The benefits of investing in real estate include passive income, stable cash flow, tax advantages, diversification, and leverage 
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 Inflation Hedge...The inflation hedging capability of real estate stems from the positive relationship between GDP growth and the demand for real estate. As economies expand, the demand for real estate drives rents higher. http://www.knowledgefinancialgroup.com/Rental-Property.html
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 Real Estate Investment Trusts (REITs)If you want to invest in real estate, but aren't ready to make the jump into owning and managing properties, you may want to consider a real estate investment trust (REIT). You can buy and sell publicly-traded REITs on major stock exchanges,

 ----------------- PERSONAL FINANCE ADVICE FROM EDNA AT:  https://moneywisers.blogspot.com / /
INVEST YOUR MONEY WISELY. HERE WHAT YOU MUST LEARN... https://www.facebook.com/moneywisers
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'' Fruital Investment Group And Wealth Management = https://www.knowledgefinancialgroup.com/fruital

WHERE TO INVEST? = Utility Funds: A Bright Choice... FACEBOOK.COM/FRUITALINVESTMENT

'' FRUITAL INVESTMENT GROUP AND WEALTH MANAGEMENT ''

https://fruitalinvestment.blogspot.com/

Research And Learning Center - Investments And Investing Methods, Techniques And Strategies. Real guidance - Real recommendations For Real Success... LEARN MUCH MORE HERE...

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 ADVANTAGES OF INVESTING AND OWN REAL ESTATE PROPERTIE - Shttp://www.knowledgefinancialgroup.com/realestateforsenior 

 Real Estate Leverage - Leverage is the use of various financial instruments or borrowed capital , debt) to increase an investment's potential return. 

A 20% down payment on a mortgage, for example, gets you 100% of the house you want to buy—that's leverage. Because real estate is a tangible asset and one that can serve as collateral, financing is readily available. http://realestateworldclass.blogspot.com 
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 Build Equity and Wealth.  As you pay down a property mortgage, you build equity—an asset that's part of your net worth. And as you build equity, you have the leverage to buy more properties and increase cash flow and wealth even more.
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 Appreciation 
Real estate investors make money through rental income, any profits generated by property-dependent business activity, and appreciation. Real estate values tend to increase over time, and with a good investment, you can turn a profit when it's time to sell. Rents also tend to rise over time, which can lead to higher cash flow. https://antonyrealestate.blogspot.com
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 Blue chip companies have great reputation for dividend payments
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 A portfolio based on growth means that you expect price to go up. A portfolio based on income means that you expect consistent dividend payments.

Blue-Chip Stocks?
A blue-chip stock is a huge company with an excellent reputation. These are typically large, well-established and financially sound companies that have operated for many years and that have dependable earnings, often paying dividends to investors.

 A blue-chip stock typically has a market capitalization in the billions, is generally the market leader or among the top three companies in its sector, and is more often than not a household name. 

 For all of these reasons, blue-chip stocks are among the most popular to buy among investors.
Growth stocks = Growth stocks are those companies expected to grow sales and earnings at a faster rate than the market average. 

 Growth stocks often look expensive, trading at a high P/E ratio, but such valuations could actually be cheap if the company continues to grow rapidly which will drive the share price up.

Since investors are paying a high price for a growth stock, based on expectation, if those expectations aren't realized growth stocks can see dramatic declines. Growth stocks typically don't pay dividends.

Growth stocks are often put in contrast with value stocks. One of the important rules to make your financial voyage successful should be: Do not try to do it just by yourself. It is harder to win a game if you're alone than if you have a solid team with you. Second, do not look on what's works for her or him because you're unique, and so are your goals, your objectives, your risk tolerance, your aspiration, your perception etc. Awesome blogs, very instructive and very informative! WWW.BUYHEREMARKET.BLOGSPOT.COM 


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 WWW.KNOWLEDGEFINANCIAL.BLOGSPOT.COM - There is no one set of direction that will apply for everyone. You should no sooner use someone else's financial plan, guideline.

 Remember, just like you have a family doctor, you have a mechanic place to take your vehicle when there is a problem, You probably not taking the chance to go to out alone without a lawyer. It's absolutely okay to have a competent financial advisor, a financial planner, a good CPA in your team.

 This type of professionals should be able to use their expertise, their experience to help you in your financial journey. Consider a good financial expert as the navigator of your ship, guiding it to port. But always remember you are the captain, you decide the ports, the destination. 
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 What Is a Growth Stock? A growth stock is any share in a company that is anticipated to grow at a rate significantly above the average growth for the market. These stocks generally do not pay dividends. This is because the issuers of growth stocks are usually companies that want to reinvest any earnings they accrue in order to accelerate growth in the short term. When investors invest in growth stocks, they anticipate that they will earn money through capital gains when they eventually sell their shares in the future. 
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 Value Stocks - A value stock is trading at levels that are perceived to be below its fundamentals.
Common characteristics of value stocks include high dividend yield, low P/B ratio, and a low P/E ratio.

A value stock typically has a bargain-price as investors see the company as unfavorable in the marketplace.

What Is a Value Stock?
A value stock refers to shares of a company that appears to trade at a lower price relative to its fundamentals, such as dividends, earnings, or sales, making it appealing to value investors. A value stock is a security trading at a lower price than what the company’s performance may otherwise indicate. Investors in value stocks attempt to capitalize on inefficiencies in the market, since the price of the underlying equity may not match the company’s performance. Common characteristics of value stocks include high dividend yield, low price-to-book ratio (P/B ratio), and a low price-to-earnings ratio (P/E ratio). Excellent Information, Useful Tool And Great Resources. BY:
  BUYHEREMARKET ENTERPRISE

Investment education center at: Knowledge Financial Group and also at: Visionone Holding Company. We create an education experience that customizes to fit many investors’ interests, objective and goals. KNOWLEDGEFINANCIAL.BLOGSPOT.COM

 Real experience will walk you through a range of investing and trading topics to help make you a more informed investor. Femkonsa Capital Investment. = FACEBOOK.COM/FEMKONSA 
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Your goals are unique, so your investment guidance should be too. A good advisor should take the time to listen and understand what matters most to you before helping you develop and manage your investment strategy says, Nyton from: Fruital Investment Group = FACEBOOK.COM/FRUITALINVESTMENT
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Micro-cap companies = Less than $300 millions
Small-cap companies$300 million to $2 billion
Mid-cap companies$2 billion to $10 billion
Large-cap companies$10 billion to $200 billion
Mega-cap companiesMore than $200 billion 
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 Small-cap companies are often young companies. They tend to have significant growth potential, but they also are generally less stable than their larger, more established peers. Often they are unprofitable. Over time, small-cap stock prices tend to be more volatile than those of larger companies, and stock values fluctuate more dramatically. 
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Should you invest in small-cap stocks?
If you are willing to hold an investment for several years and feel comfortable with the price of a stock fluctuating greatly, then small-cap stocks might have a place in your portfolio.
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Trading Education Center With: KNOWLEDGE FINANCIAL GROUP - knowledgefinancialgroup.com
Take advantage of our powerful analysis and trading tools and resources you’ll find  here to help you ramp up on your own time. 

 Build Your Portfolio Your Way. Choose Investments wisely, Invest your money inteligently. Did You Know That Trading Options Can Be The Safest And Smartest Way To Turn A Modest Retirement Account Into A Steady Income?
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REAL ESTATE INVESTING:
  Tax Breaks and Deductions - Real estate investors can take advantage of numerous tax breaks and deductions that can save money at tax time. In general, you can deduct the reasonable costs of owning, operating, and managing a property. https://www.facebook.com/visionairerealestate
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 Still, real estate is a distinct asset class that's simple to understand and can enhance the risk-and-return profile of an investor's portfolio. On its own, real estate offers cash flow, tax breaks, equity building, competitive risk-adjusted returns, and a hedge against inflation. Real estate can also enhance a portfolio by lowering volatility through diversification, whether you invest in physical properties or REITs. WWW.FACEBOOK.COM/VISIONONEREALESTATES
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 Protect Your Rental Income Looking for a better way to minimize your vacancy losses and get quality residents? Mynd Property Management provides owners with a seamless management experience. ---------------
 Wealth-seeking individuals capitalizing on a very unique income opportunity. https://www.facebook.com/Antonyrealestate 


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 How to Invest in ETFs for Beginner investors?
ETF? An exchange-traded fund, or ETF, allows investors to buy many stocks or bonds at once. Investors buy shares of ETFs, and the money is used to invest according to a certain objective

 Exchange-traded funds, or ETFs, are an easy way to begin investing. ETFs are fairly simple to understand and can generate impressive returns without much expense or effort.
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 Visionone Capital Management:facebook.com/visiononecapital =  we're remain committed to bringing the best and brightest and even the most talented and qualified around us to be able to provide the best service possible and produce incredible growth potential for the maximum return of all of us who got involved in this gracious organization. www.visiononecapital.blogspot.com
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 Visionone Capital Management: visiononecapital.blogspot.com =  we're remain committed to bringing the best and brightest and even the most talented and qualified around us to be able to provide the best service possible and produce incredible growth potential for the maximum return of all of us who got involved in this gracious organization. www.visiononecapital.blogspot.com 
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 ETFs vs. mutual fundsOne common question is how ETFs differ from mutual funds since the basic principle is the same.
The key difference between these two types of investment vehicles is how you buy and sell them. Mutual funds are priced once per day, and you typically invest a set dollar amount. Mutual funds can be purchased through a brokerage or directly from the issuer, but the key point is that the transaction is not instantaneous.On the other hand, ETFs trade just like stocks on major exchanges . Instead of investing a set dollar amount, you choose how many shares you want to purchase. 

Because they trade like stocks, ETF prices continuously fluctuate throughout the trading day, and you can buy shares of ETFs whenever the stock market is open.
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 Understanding ETF basicsBefore we get any further, there are a few concepts that are important to know before you buy your first ETFs.Passive vs. active ETFs: There are two basic types of ETFs. Passive ETFs (also known as index funds) simply track a stock index, such as the S&P 500.  Active ETFs hire portfolio managers to invest their money.

 The key takeaway: Passive ETFs want to match an index’s performance. Active ETFs want to beat an index’s performance.Expense ratios: ETFs charge fees, known as the expense ratio. You’ll see the expense ratio listed as an annual percentage. For instance, a 1% expense ratio means that you’ll pay $10 in fees for every $1,000 you invest. All things being equal, a lower expense ratio will save you money.Dividends and DRIPs: Most ETFs pay dividends. You can choose to have your ETF dividends paid to you as cash, or you can choose to have them automatically reinvested through a dividend reinvestment plan, or DRIP.
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 What to do when we have a market panic or uncertainty?
Securities analyst from: FRUITAL INVESTMENT GROUP – FCEBOOK.COM/FRUITALINVESTMENT 
If you have cash on the sidelines, keep your money in a short-term treasury fund/bonds. FRUITALINVESTMENT.BLOGSPOT.COM -  That’s the nature of market panic, the buy orders dry up, traders step back, investors worry. Remember, Warren Buffet; be fearful when others are greedy, and be greedy when others are fearful. Femkonsa Capital Investment - www.facebook.com/femkonsa

 Knowledgeable investors become opportunist, they take action, they move forward when the market rebounds they smile.www.femkonsa.blogspot.com 

 Now we all accept that the bear is in the field. The long bull market has finally ended. Many people are looking for a safe side to hide their mass fortune.

 Bonds have an important place in most portfolios. Corporate bonds, government bonds, municipal bonds. Specially for those who are approaching retirement, or already in retirement.Visionone Capital Management - www.facebook.com/visiononecapital

 Visionone Holding Company team is asking people to take informed and calculated risks, and make smarter investment decision. www.facebook.com/visiononeholdingBy chief investment officer of: Visionone Holding Company
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 Peace of mind information…
 A. Organize your legal affair before it’s too late. Educate yourself about old age and retirement benefits and wealth distribution. 
B. Why not preparing a will, a living trust? 
C. Preparing medical advanced directive is a good thing to do.
 D. Why not creating a financial power of attorney?
 E. Conveying all your wishes in writing is an excellent idea.
 F. Why not planning your estate while you are capable? Don’t wait for tomorrow. 
G. It is a wonderful move if you decide to protect yourself from identity theft as you get older.
 H. Reducing your debt by reading the fine print where the catch 22 always hide. 

I. Honestly, I realize that the language of legal and financial procedures can be confusing. Wills and trusts, codicils and probate, insurance andannuities, taxes and estate planning. Visionaire Business Center - www.facebook.com/visionairebiz 
These issues may be intimidating. But, certainly getting on the top of your personal legal affairs is actually oneof the best thing you can do for yourself and your family. www.visionairebiz.blogspot.com 
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 The Role Life Insurance Can Play in a Retirement Plan... KNOWLEDGE FINANCIAL GROUP - www.facebook.com/knowledgefinancial 
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Discover how permanent life insurance policies can help cover large expenses and provide tax advantages.. www.facebook.com/lifeinsuranceforfamily
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 Probate Avoidance: KNOWLEDGE FINANCIAL GROUP - KNOWLEDGEFINANCIALGROUP.COMWays to Avoid Probate...1. Have a Living Trust.2. Name beneficiaries on your retirement and bank accounts.3. Joint Tenancy with a Right of Survivorship. ------------- By drafting a good living trust, designating beneficiaries, and holding property jointly, you may be able to avoid probate.
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 Avoid probate and save time and money with these eight strategies Probate can drag on for years, and can easily cost your family thousands of dollars -- money that would otherwise have gone to them. - www.visiononeholding.blogspot.com

Understanding Different Types of Retirement Accounts At: www.knowledgefinancialgroup.com

CORPORATE BONDS, GOVERNMENT BONDS, MUNICIPAL BONDS... AT: https://www.facebook.com/visionairebiz


Questions, Comments, Or Concerns You Will Be Answered...
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Utility funds allow investors to get a taste of the profits that gas, electric and water companies reap from their services.
{Have a Brokerage Account | Invest in What You Want}
Utility funds invest primarily in the securities of gas, water and electric companies that supply water and power to cities and municipalities. They may also invest in firms that supply equipment or services for utility companies.
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You can choose to invest in: technology funds, in real estate funds, in healthcare funds, in transportation funds, in equity funds, in bond funds, in petroleum funds, in ETF FUNDS and why not in: Communications Equity Funds
Communications equity funds are mutual funds that focus on the telecommunications sector.
This includes wireless network operators, satellite companies, cable companies and Internet service providers.
Some funds broaden that scope to include newspaper and other media companies.
The funds cover a wide range of styles and market caps. They can be index-based or actively managed. WWW.BUYHEREMARKET.BLOGSPOT.COM
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 I love ETF's .. ETF'S purchase just like stock When buying ETF you know the price you're paying. When buying Index Funds  you don't really know the price until the market is closed. With the guidance of Visionone Holding Company and Money Wisers Group - Everyone can trade like a professional with ultimate precision and capability of winning. Guess what: Portfolio managers, Investment brokers, Hedge fund managers, Wealth managers are usually professional traders and their ambition is capital preservation and growth. 
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 When investing or trading, be careful with margin. RULE 90/90/90 90% of retail traders - Retail broker clients lose 90% of their deposited margin within 90 days.
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 In the investment world most likely there are 4 groups: The buyers, the sellers, the market makers and the undecided
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 Basically, there are 4 animals in the market: The bulls buying the products - The bears selling the products - The Hugs and Ships got stranded, they got stuck, and suck away 
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 Don't let people influence your thoughts, your actions, your plans 
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 Life Advice: Planning for retirement today to live life on your terms? 
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Financial Literacy         Visionone Capital Management - FACEBOOK.COM/VISIONONECAPITAL         To be financially literate is to know how to manage your money. VISIONONECAPITAL.BLOGSPOT.COM Takes the initiative to self-educate and grow your financial knowledge, by beginning with the basics of money management and maturing into a smart spender. -----------
 Financial wellness is very necessary for excellent productivity and happier lifestyle. Finances are the number one source of daily stress for U.S. adults, and more than half of American households do not have a long-term financial plan1. Financial stress distracts employees and can hurt the bottom line. Distraction, driven by financial distress, lowers productivity - FEMKONSA CAPITAL INVESTMENT - FACEBOOK.COM/FEMKONSA  /--/ FEMKONSA.BLOGSPOT.COM 
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 Financial Wellness : Motivate people to take action With financial wellness you can empower yourself, your family to become more financially secure 
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 Financial Literacy? VISIONONEHOLDING.BLOGSPOT.COM Find out how the typical American handles money: Nearly 3 out of every five U.S. workers live paycheck to paycheck. Over a quarter never save any money from month to month.  FACEBOOK.COM/VISIONONEHOLDING    
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Almost 75% are in some form of debt, and most assume they always will be If you’ve spent any time reading up on education or financial news lately, you’ve probably come across the term financial literacy. The goal behind teaching financial literacy is to help people develop a stronger understanding of basic financial concepts. VISIONAIRE BUSINESS CENTER - FACEBOOK.COM/VISIONAIREBIZ  /--/ VISIONAIREBIZ.BLOGSPOT.COM
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 Invest In: Exchange-Traded Funds (ETFs)What Is an ETF? An ETF is a type of fund that holds multiple assets rather than buying one stock.An exchange traded fund (ETF) is a type of security that tracks an index,sector, commodity, or other asset, but which can be purchased or sold like a stock.TYPES OF ETFCurrency ETFs, Commodity ETFs,  Stock ETFs,  Bond ETFs, Real Estate ETS's, Pharmaceutical ETF, Technology ETF"s. Precious Metal ETF's etc. ETF's, Exchange Traded Funds are passively managed funds and they have less/lower fees 
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 Knowledge Financial Group - knowledgefinancialgroup.com -And Visionone Holding Company - facebook.com/visiononeholding = Create  to help smart investors invest smarter.How to start investing in ETFsOpen a brokerage account. - Step 1: Open a brokerage accountHow do I open a brokerage account?Here's your step-by-step guide for opening a brokerage account:Determine the type of brokerage account you needCompare the costs and incentivesConsider the services and conveniences offeredDecide on a brokerage firmFill out the new account applicationFund the accountStart researching investments
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 ''Insurance Of America Is On Facebook''- ''Antony Real Estate - For Buyers & Sellers  Is On Facebook''- ''Nurses Of America -  NursingAlliance  Is On Facebook''- ''ANGENT ANTONY For Buyers & Sellers Is On Twitter''- ''{Visionaire Business Center} Visionairebiz Is On Twitter''-

 ''{Financial Academy School} Financialschool Is On Twitter''-

Step 2: Choose your first ETFs.You’ll need a brokerage account before you can buy or sell ETFs. The majority of online brokers now offer commission-free stock and ETF trades Choosing the right ETFS&P 500 ETFs can be a fantastic investment for a variety of reasons. Where to get startedThere are many different S&P 500 ETFs to choose from, and most of them are similar.

 They all track the same index, so their performances will be roughly the sameSome of the most popular funds include the Vanguard S&P 500 ETF (NYSEMKT:VOO), iShares Core S&P 500

 ETF (NYSEMKT:IVV), and SPDR S&P 500 ETF (NYSEMKT:SPY).These funds all have a long history and some of the lowest fees, making them more affordable options for investors. Step 3: Let your ETFs do the hard work for you.It’s important to keep in mind that ETFs are generally designed to be maintenance-free investments.

Newer investors tend to have a bad habit of checking their portfolios far too often, and making emotional reactions to major market moves.Managing your own money requires a fundamental understanding of personal credit and a willingness to embrace personal responsibility. -VISIONONE HOLDING COMPANY - FACEBOOK.COM/VISIONONEHOLDING 
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 You budget. You save. You protect your savings. When you spend, you spend wisely. When you make big purchases, you do so for things that are worthwhile. FACEBOOK.COM/ZONEBUSINESS You understand the difference between good debt and bad debt. Understand also the difference between ASSETS AND LIABILITIES And you constantly pay attention to your overall portfolio — earnings, savings. and investments. - BUYHEREMARKET ENTERPRISE - BUYHEREMARKET.BLOGSPOT.COM  / -- /  FACEBOOK.COM/BUYHEREMARKET ============
 Investing 101: A Guide to Investing... INVEST FOR WHAT MATTERS TO YOU The market will always go up and down, but your goals and objectives are still your goals and objectives. When you buy a product to use or food to eat you are a consumer.When you invest your money in a company who produces stuffs, you're a producer/investor.
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When you invest in a company for 3, 6, months and then sell. You are not an investor, you are a trader.But when you invest in a company for a year or more you are classified as investor.Real estate is something important and interesting that people need to own for the rest of their life. ==============--- ---
Financial Literacy        
Visionone Capital Management - FACEBOOK.COM/VISIONONECAPITAL        
To be financially literate is to know how to manage your money.
Take the initiative to self-educate and grow your financial knowledge, by beginning with the basics of money management and maturing
into a smart spender.
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Financial wellness is very necessary for excellent productivity and happier lifestyle.
Finances are the number one source of daily stress for U.S. adults, and more than half of American households do not have a long-term
financial plan1. Financial stress distracts employees and can hurt the bottom line. Distraction, driven by financial distress, lowers
productivity - FEMKONSA CAPITAL INVESTMENT - FACEBOOK.COM/FEMKONSA  /--/ FEMKONSA.BLOGSPOT.COM
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Financial Wellness : Motivate people to take action With financial wellness you can empower yourself, your family to become more financially secure -
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Financial Literacy? VISIONONEHOLDING.BLOGSPOT.COM
Find out how the typical American handles money: Nearly 3 out of every five U.S. workers live paycheck to paycheck.
Over a quarter never save any money from month to month.  FACEBOOK.COM/VISIONONEHOLDING        
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    Almost 75% are in some form of debt, and most assume they always will be
If you’ve spent any time reading up on education or financial news lately, you’ve probably come across the term financial literacy. 
The goal behind teaching financial literacy is to help people develop a stronger understanding of basic financial concepts.
VISIONAIRE BUSINESS CENTER - FACEBOOK.COM/VISIONAIREBIZ  /--/ VISIONAIREBIZ.BLOGSPOT.COM
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Managing your own money requires a fundamental understanding of personal credit and a willingness to embrace personal
responsibility. -VISIONONE HOLDING COMPANY - FACEBOOK.COM/VISIONONEHOLDING -

You budget. You save. You protect your savings. When you spend, you spend wisely. When you make big purchases, you do so for things that are
worthwhile. FACEBOOK.COM/ZONEBUSINESS

You understand the difference between good debt and bad debt. Understand also the difference between ASSETS AND LIABILITIES And you constantly pay attention to your overall portfolio — earnings, savings.
and investments. - BUYHEREMARKET ENTERPRISE - BUYHEREMARKET.BLOGSPOT.COM  / -- /  FACEBOOK.COM/BUYHEREMARKET
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 Invest in what you love.Take Control of Your Financial Future. Now.10 of the Best ETFs for Beginners
Vanguard S&P 500 ETF (NYSEMKT:VOO) -- Large U.S. companiesSchwab U.S. Mid-Cap ETF (NYSEMKT:SCHM)-- Midsize U.S. companiesVanguard Russell 2000 ETF (NYSEMKT:VTWO) -- Smaller U.S. companies Schwab International Equity ETF (NYSEMKT:SCHF) -- Larger non-U.S. companies Schwab Emerging Markets Equity ETF (NYSEMKT:SCHE) -- Companies from countries with developing economiesVanguard High-Dividend ETF (NYSEMKT:VYM)-- Stocks that pay above-average dividendsSchwab U.S. REIT ETF (NYSEMKT:SCHH) -- Real estate investment trustsSchwab U.S. Aggregate Bond ETF (NYSEMKT:SCHZ)-- Bonds of all different varieties and maturity lengthsVanguard Total World Bond Fund (NASDAQ:BNDW) -- Includes international bonds as well as U.S. bonds of various lengths and maturities.Invesco QQQ Trust (NASDAQ:QQQ)- Tracks the Nasdaq-100 Index, which is heavy on tech and other growth stocks.
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 BUILDING WEALTH THROUGH REAL ESTATE AND RETIRE COMFORTABLY. https://www.facebook.com/visiononerealestatesReal Estate Renting vs owning: The best choice for a home might surprise you... https://www.facebook.com/visionairerealestate 

 The demand for a home in South Florida is making it increasingly difficult to find even a rental to stay in, causing rents to also spike.http://www.knowledgefinancialgroup.com/Rental-Property.html 

It may be at least another year or two before the housing market cools off enough, if at all, meaning that potential homebuyers could be waiting awhile. https://www.facebook.com/visiononeholding 

 “It’s better to try and buy a single-family home if you can, because people are taking whatever they can get. For rent or buying, there just isn’t enough inventory in either category,”Waiting out the current housing market also runs the risk that interest rates will rise
.http://www.knowledgefinancialgroup.com/Anthonyrealestate 
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 Real estate is considered a good investment... Reasons to Invest in Real Estate..Cash Flow. ... - Tax Breaks and Deductions. ... - Appreciation. ...Build Equity and Wealth. ... - Portfolio Diversification.Real Estate Leverage.
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  • Knowledge Financial Group - knowledgefinancialgroup.com -And 

    Visionone Holding Company - facebook.com/visiononeholding = Create  to help smart investors invest smarter.

    • Mutual Fund? 
    A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, money market instruments, and other assets like short-term debt. The combined holdings of the mutual fund are known as its portfolio. Mutual funds are operated by professional money managers. the price of a mutual fund share is referred to as the net asset value (NAV) per share, sometimes expressed as NAVPS. There is a fund for nearly every type of investor or investment approach. 
     Types of Mutual Funds - types of mutual funds include money market funds, sector funds, alternative funds, smart-beta funds, target-date funds, and even funds of funds, or mutual funds that buy shares of other mutual funds.
     ------------- 
     Fixed-Income Funds Another big group is the fixed income category. A fixed-income mutual fund focuses on investments that pay a set rate of return, such as government bonds, corporate bonds, or other debt instruments.
     -----------
     Equity Funds The largest category is that of equity or stock funds. As the name implies, this sort of fund invests principally in stocks.
     -------- 
     The term value fund refers to a style of investing that looks for high-quality, low-growth companies there are also growth funds, which look to companies that have had (and are expected to have) strong growth in earnings, sales, and cash flows. 
     -----------
    The size of the companies that a mutual fund invests in. Large-cap companies have high market capitalizations, with values over $10 billion. Market cap is derived by multiplying the share price by the number of shares outstanding. Large-cap stocks are typically blue chip firms that are often recognizable by name. 
    --------------
     Small-cap stocks refer to those stocks with a market cap ranging from $300 million to $2 billion. These smaller companies tend to be newer, riskier investments. Mid-cap stocks fill in the gap between small- and large-cap. 
    ------------- 
     Index Funds Another group, which has become extremely popular in the last few years, falls under the moniker "index funds." Their investment strategy is based on the belief that it is very hard, and often expensive, to try to beat the market consistently. So, the index fund manager buys stocks that correspond with a major market index such as the S&P 500 or the Dow Jones Industrial Average (DJIA).
     -------------
     Exchange Traded Funds (ETFs) A twist on the mutual fund is the exchange traded fund (ETF). These ever more popular investment vehicles pool investments and employ strategies consistent with mutual funds, but they are structured as investment trusts that are traded on stock exchanges and have the added benefits of the features of stocks. For example, ETFs can be bought and sold at any point throughout the trading day.
     ------------ 
     Balanced Funds Balanced funds invest in a hybrid of asset classes, whether stocks, bonds, money market instruments, or alternative investments. The objective is to reduce the risk of exposure across asset classes.This kind of fund is also known as an asset allocation fund. 

     Money Market Funds 
     The money market consists of safe (risk-free), short-term debt instruments, mostly government Treasury bills. This is a safe place to park your money. You won't get substantial returns, but you won't have to worry about losing your principal. A typical return is a little more than the amount you would earn in a regular checking or savings account.
     -------------- 
     Income Funds Income funds are named for their purpose: to provide current income on a steady basis. These funds invest primarily in government and high-quality corporate debt, holding these bonds until maturity in order to provide interest streams. While fund holdings may appreciate in value, the primary objective of these funds is to provide steady cash flow to investors.
     ----------
     Mutual Fund Fees 
     A mutual fund will classify expenses into either annual operating fees or shareholder fees. Annual fund operating fees are an annual percentage of the funds under management, usually ranging from 1–3%. Annual operating fees are collectively known as the expense ratio. A fund's expense ratio is the summation of the advisory or management fee and its administrative costs.

     Shareholder fees, which come in the form of sales charges, commissions, and redemption fees, are paid directly by investors when purchasing or selling the funds. Sales charges or commissions are known as "the load" of a mutual fund. When a mutual fund has a front-end load, fees are assessed when shares are purchased. For a back-end load, mutual fund fees are assessed when an investor sells his shares. Some funds also charge fees and penalties for early withdrawals or selling the holding before a specific time has elapsed.
     -------
     Currently, most individual investors purchase mutual funds with A shares through a broker. This purchase includes a front-end load of up to 5% or more, plus management fees and ongoing fees for distributions, also known as 12b-1 fees. 
     -----------
     "level load" C shares, which generally don't have a front-end load but carry a 1% 12b-1 annual distribution fee. Funds that charge management and other fees when an investor sell their holdings are classified as Class B shares. 
     -----------
     International/Global Funds An international fund (or foreign fund) invests only in assets located outside your home country.
     Global funds, meanwhile, can invest anywhere around the world, including within your home country. It's tough to classify these funds as either riskier or safer than domestic investments, but they have tended to be more volatile and have unique country and political risks
     --------
     Many mutual fund redemptions take place only at the end of each trading day. ------------ Advantages of Mutual Funds There are a variety of reasons that mutual funds have been the retail investor's vehicle of choice for decades. Liquidity, diversification, and professional management all make mutual funds attractive options for younger, novice, and other individual investors who don't want to actively manage their money. 
     -----------
     Mutual funds require a significant amount of their portfolios to be held in cash in order to satisfy share redemptions each day. Because cash earns no return, it is often referred to as a "cash drag." 
     -----------
     Actively managed funds incur higher fees, but increasingly passive index funds have gained popularity. These funds track an index such as the S&P 500 and are much less costly to hold. 
     ----------------- 
     Investors typically earn a return from a mutual fund in three ways: 1. Income is earned from dividends on stocks and interest on bonds held in the fund's portfolio. 2.If the fund sells securities that have increased in price, the fund has a capital gain. Most funds also pass on these gains to investors in a distribution. 3. If fund holdings increase in price but are not sold by the fund manager, the fund's shares increase in price. You can then sell your mutual fund shares for a profit in the market. 
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     Closed-End Fund?
    A closed-end fund raises capital for investment through a one-time sale of a limited number of shares, which may then be traded on the markets.
     ---------
     Open-End Fund? 
    An open-end fund is a diversified portfolio of pooled investor money that can issue an unlimited number of shares. 
    The fund sponsor sells shares directly to investors and redeems them as well. These shares are priced daily based on their current net asset value(NAV) Some mutual funds, hedge funds, and exchange-traded funds (ETFs) are types of open-end funds.

     An open-end fund provides investors an easy, low-cost way to pool money and purchase a diversified portfolio reflecting a specific investment objective. Investing objectives include investing for growth or income, and in large-cap or small-cap companies, among others. Further, the funds can target investments into specific industries or countries.
     -------------
     The Difference of Closed-End Funds ...
    Closed-end funds launch through an initial public offering (IPO) and sell on the open market. The closed-end fund shares trade on an exchange and are more liquid. 
    They price trades at a discount or premium to the NAV based on supply and demand throughout the trading day.

     Since closed-end funds do not have that requirement, they may invest in illiquid stocks, securities or in markets such as real estate. Closed-end funds may impose additional costs through wide bid-ask spreads for illiquid funds, and volatile premium/discount to NAV. Closed-end funds demand that shares be traded through a broker.
     ---------
     Bond Fund 
    A bond fund invests primarily in bonds (government, corporate, municipal, convertible) and other debt instruments to generate monthly income
     ==========------------ 
     A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds, or other securities.
     -------- 
    Mutual funds give small or individual investors access to diversified, professionally managed portfolios at a low price. 
    ------- 
    Mutual funds are divided into several kinds of categories, representing the kinds of securities they invest in, their investment objectives, and the type of returns they seek.
     ----------
     Mutual funds charge annual fees (called expense ratios) and, in some cases, commissions, which can affect their overall returns.
     ----------
     The overwhelming majority of money in employer-sponsored retirement plans goes into mutual funds. -------------
     Investors typically earn a return from a mutual fund in three ways: 1. Income is earned from dividends on stocks and interest on bonds held in the fund's portfolio. 2.If the fund sells securities that have increased in price, the fund has a capital gain. Most funds also pass on these gains to investors in a distribution. 3. If fund holdings increase in price but are not sold by the fund manager, the fund's shares increase in price. You can then sell your mutual fund shares for a profit in the market. ========== ------------- By the fixed income analyst of: FEMKONSA CAPITAL INVESTMENT - WWW.FACEBOOK.COM/FEMKONSA
    ------------
    Fixed Income Analyst...
    A fixed income analyst has three areas of responsibility: A. determine the value of debt securities, B. Create advice
    reports, C. monitor performance.
    -------------
    The help you need is right here at: Knowledge Financial Group -
    www.knowledgefinancial.blogspot.com  
    ------------
    Awesome blogs, very instructive and very informative!
    BUYHEREMARKET ENTERPRISE -
    WWW.BUYHEREMARKET.BLOGSPOT.COM  -
    -----------------
    VISIONONE HOLDING  COMPANY -
    WWW.VISIONONEHOLDING.BLOGSPOT.COM
    Fund Types to Use in Recession time...
     Federal Bond Funds Several types of bond funds are particularly popular with risk-averse investors. Funds made up of U.S. Treasury bonds lead the pack, as they are considered to be one of the safest. Investors face no credit risk. 

     Bond funds investing in mortgages securitized by the Government National Mortgage Association (Ginnie Mae) are also backed by the full faith and credit of the U.S. government. options to consider include federal bond funds, municipal bond funds, taxable corporate funds, money market funds, dividend funds, utilities mutual funds, large-cap funds, and hedge funds.
     --------
     Municipal Bond Funds Next on the list are municipal bond funds. Issued by state and local governments, these investments leverage local taxing authority to provide a high degree of safety and security to investors. 
     -------- .
     Taxable Corporate Funds
     Taxable bond funds issued by corporations are also a consideration. They offer higher yields than government-backed issues but carry significantly more risk. Choosing a fund that invests in high-quality bond issues will help lower your risk. 
     ------------- 
     Money Market Funds When it comes to avoiding recessions, bonds are certainly popular, but they aren't the only game in town. Ultra-conservative investors and unsophisticated investors often stash their cash in money market funds.

     While these funds provide a high degree of safety, they should only be used for short-term investment. There's no need to avoid equity funds when the economy is slowing. Instead, consider funds and stocks that pay dividends, or that invest in steadier, consumer staples stocks; in terms of asset classes, funds focused on large-cap stocks tend to be less risky than those focused on small-cap stocks, in general.
     ----------------- 
     Dividend Funds Contrary to popular belief, seeking shelter during tough times doesn't necessarily mean abandoning the stock market altogether. While investors stereotypically think of the stock market as a vehicle for growth, share price appreciation isn't the only game in town when it comes to making money in the stock market.
     ---------- 
     Utilities Mutual Funds Utilities-based mutual funds and funds investing in consumer staples are less aggressive stock fund strategies that tend to focus on investing in companies paying predictable dividends. 
     ----------- 
     Large-Cap Funds Traditionally, funds investing in large-cap stocks tend to be less vulnerable than those in small-cap stocks, as larger companies are generally better positioned to endure tough times. Shifting assets from funds investing in smaller, more aggressive companies to those that bet on blue chips 
     --------------
     Hedge Funds For wealthier individuals, investing a portion of your portfolio in hedge funds is one idea. hedge funds require certain conditions to invest in. Hedge funds are designed to make money regardless of market conditions. Investing in a foul weather fund is another idea =============== ---------------
     Private Equity Fund Types of Equity Funds Venture Capital or VCs Venture capital refers to the fund which further invests in small young companies and startups who have limited or no access to the outside financial markets. What are private equity funds? 

     When you invest in a private equity fund, you are investing in a fund managed by a private equity firm—the adviser. Similar to a mutual fund or hedge fund, a private equity fund is a pooled investment vehicle where the adviser pools together the money invested in the fund by all the investors and uses that money to make investments on behalf of the fund.

     A typical investment strategy undertaken by private equity funds is to take a controlling interest in an operating company or business—the portfolio company— and engage actively in the management and direction of the company or business in order to increase its value.

     Unlike mutual funds or hedge funds, however, private equity firms often focus on long-term investment opportunities in assets that take time to sell with an investment time horizon typically of 10 or more years.
     These young companies are usually in their initial stage of formation but have a high growth potential in the near future. Venture capital funds are an excellent source of capital for emerging companies with ambitious value propositions and innovations.
     ---------------
     Who can invest? A private equity fund is typically open only to accredited investors and qualified clients. Accredited investors and qualified clients include institutional investors, such as insurance companies, university endowments and pension funds, and high income and net worth individuals.

     The initial investment amount for a private equity investment is often very high. Even if you are not invested in private equity funds directly, you may be indirectly invested in a private equity fund if you participate in a pension plan or own an insurance policy,
     ------------ 
     Buyout or Leveraged Buyout (LBO) They are different form VC funds as a leveraged buyout invests money in a larger business along with additional leverage (usually in a form of stake holding), which is placed on the organization to generate favourable and sizeable returns.
     The money invested is also larger as compared to VCs. A leveraged buyout takes place when a company borrows a large amount of money in the form of loans and bonds to facilitate its acquisition of another company.
     --------------
     A leveraged buyout comprises of debt to finance the buyout. The firm undertaking the LBO has to provide a small amount of the financing (typically around 90% of the cost is financed through debt). The investment objective of a leveraged buyout is to generate returns on the acquisition that will outweigh the interest paid on the debt. For the firm that’s performing the LBO, this is a good option to generate high returns while only risking a small amount of capital.
     -----------
     Real Estate fund Private equity real estate funds invest capital in ownership of various real estate properties. Such funds have strategies based on: Core: Investments are made in low-risk / low-return strategies with predictable cash flows.
     Core Plus: Moderate-risk / moderate-return investments in core properties that require some form of value added element. 
     Value Added: A medium-to-high-risk / medium-to-high-return strategy which involves the purchasing of property to improve and sell at a gain. Value added strategies typically apply to properties that have operational or management issues, require physical improvements, or suffer from capital constraints. Opportunistic: A high-risk / high-return strategy, opportunistic investments in properties require massive amounts of enhancements.
     ------------------ 
    Growth Capital Private equity growth capital funds invest in mature corporates with a successful business model to enable them to expand or restructure their operations, enter new markets, or finance a major acquisition. It is usually a small investment as the company which requires growth capital is generally a large profit generating enterprise.
     ------------
     Advantages of Investing in Private Equity Funds Large amounts of funding: Private Equity Funds are an excellent source of capital as they are free of debts. An emerging business can tap large amounts for seed funding via Private Equity. Untapped Potential: Private equity is a vastly untapped market with great potential. From unicorn startups to unlisted private companies and much more, there are a wide range of options available in the market.
     Active Involvement: As a shareholder, you can hold the professional management PE team completely accountable for protecting your shareholding interests. Incentives and Returns: PE Firms which hold and manage private equity funds are highly selective and spend a considerable amount of resources to assess the potential companies which they could invest in. This also involves an understanding of the risks involved and how to ease the same. 
     -------------- 
     What should I know? Illiquidity - Because of their long-term investment horizon, an investment in a private equity fund is often illiquid and it may be necessary to hold an investment in a private equity fund for several years before any return is realized.
     -----------
     Fees and expenses When investing in a private equity fund, an investor usually receives offering documents detailing material information about the investment and enters into various agreements as a limited partner of the fund. These offering documents and agreements should disclose and govern the terms of the investor’s investment throughout the fund’s life, including the fees and expenses to be incurred by funds and their investors.
     ------------ =====
    WHY NOT INVITED YOUR FRIENDS TO WHERE THE
    KNOWLEDGE IS? facebook.com/knowledgefinancialcialgroup
    --------
    Knowledge is the most powerful ingredient in the recipe of
    success. knowledgefinancialgroup.blogspot.com

    Sufficient Knowledge To Live Comfortable''
    The Fundamental Of Investing at KNOWLEDGE FINANCIAL GROUP - KNOWLEDGEFINANCIALGROUP.COM
     Venture Capital
    What Is Venture Capital? Venture capital (VC) is a form of private equity and a type of financing that investors provide to startup companies and small businesses that are believed to have long-term growth potential. Venture capital generally comes from well-off investors, investment banks, and any other financial institutions.

     However, it does not always take a monetary form; it can also be provided in the form of technical or managerial expertise. Venture capital is typically allocated to small companies with exceptional growth potential. 
     Venture capital funds manage pooled investments in high-growth opportunities in startups and other early-stage firms and are typically only open to accredited investors.
     ---------- 
    Venture Capital One important difference between venture capital and other private equity deals, however, is that venture capital tends to focus on emerging companies seeking substantial funds for the first time, while private equity tends to fund larger, more established companies that are seeking an equity infusion or a chance for company founders to transfer some of their ownership stakes. 
    -------------- 
    A Day in the VC Life Like most professionals in the financial industry, the venture capitalist tends to start his or her day with a copy of The Wall Street Journal, the Financial Times, and other respected business publications. For the venture capital professional, most of the rest of the day is filled with meetings.
     These meetings have a wide variety of participants, including other partners and/or members of his or her venture capital firm, executives in an existing portfolio company, contacts within the field of specialty Venture capitalists that specialize in an industry tend to also subscribe to the trade journals and papers that are specific to that industry. All of this information is often digested each day along with breakfast.
     ----------
     Why Is Venture Capital Important? Innovation and entrepreneurship are the kernels of a capitalist economy. New businesses, however, are often highly-risky and cost-intensive ventures. As a result, external capital is often sought to spread the risk of failure. In return for taking on this risk through investment, investors in new companies are able to obtain equity and voting rights for cents on the potential dollar. Venture capital, therefore, allows startups to get off the ground and founders to fulfill their vision. 
     -------------
     What Is the Difference Between Venture Capital and Private Equity? Venture capital is a subset of private equity. In addition to VC, private equity also includes leveraged buyouts, mezzanine financing, and private placements. 
     ------------- Bonds have an important place in most portfolios. Corporate bonds, government bonds, municipal bonds. Specially for those who are approaching retirement, or already in retirement. FEMKONSA CAPITAL INVESTMENT - FACEBOOK.COM/FEMKONSA  /-- / FEMKONSA.BLOGSPOT.COM
    --------------
    Visionone Holding Company team is asking people to take informed  and calculated risks, and make smarter investment decision. FACEBOOK.COM/VISIONONEHOLDING / -- / VISIONONEHOLDING.BLOGSPOT.COM
    ----------------
    By chief investment officer of: KNOWLEDGE FINANCIAL GROUP - KNOWLEDGEFINANCIAL.BLOGSPOT.COM

    Peace of mind information… FACEBOOK.COM/KNOWLEDGEFINANCIAL
     Angel Investors For small businesses, or for up-and-coming businesses in emerging industries, venture capital is generally provided by high net worth individuals (HNWIs)—also often known as "angel investors"— and venture capital firms. Angel investors are typically a diverse group of individuals who have amassed their wealth through a variety of sources.

     However, they tend to be entrepreneurs themselves, or executives recently retired from the business empires they've built. Self-made investors providing venture capital typically share several key characteristics. The majority look to invest in companies that are well-managed, have a fully-developed business plan, and are poised for substantial growth.

     The National Venture Capital Association (NVCA) is an organization composed of hundreds of venture capital firms that offer to fund innovative enterprises. These investors are also likely to offer to fund ventures that are involved in the same or similar industries or business sectors with which they are familiar. If they haven't actually worked in that field, they might have had academic training in it. --------------========== 
     compound interest? Compound interest is the interest imposed on a loan or deposit amount. It is the most commonly used concept in our daily existence. The compound interest for an amount depends on both Principal and interest gained over periods.

     This is the main difference between compound and simple interest Starting young lets the students take advantage of the magic of "compound interest." Compound interest is the interest you earn on interest. This can be illustrated by using basic math: if you have $100 and it earns 5% interest each year, you'll have $105 at the end of the first year. At the end of the second year, you'll have $110.25. Not only did you earn $5 on the initial $100 deposit, you also earned $0.25 on the $5 in interest.

     While 25 cents may not sound like much at first, it adds up over time. Even if you never add another dime to that account, in 10 years you'll have more than $162 thanks to the power of compound interest. ------
     Compound interest is the interest calculated on the principal and the interest accumulated over the previous period. It is different from simple interest, where interest is not added to the principal while calculating the interest during the next period.

     Where, A = amount P = principal r = rate of interest n = number of times interest is compounded per year t = time (in years) Alternatively, we can write the formula as given below: CI = A – P This formula is also called periodic compounding formula. Here, A represents the new principal sum or the total amount of money after compounding period P represents the original amount or initial amount r is the annual interest rate n represents the compounding frequency or the number of times interest is compounded in a year t represents the number of years It is to be noted that the above formula is the general formula for the number of times the principal is compounded in a year. If the interest is compounded annually, the amount is given as: Thus, the compound interest rate formula can be expressed for different scenarios such as the interest rate is compounded yearly, half-yearly, quarterly, monthly, daily, etc
     ===========
     Rule of 72 The Rule of 72 is a great way to estimate how your investment will grow over time. If you know the interest rate, the Rule of 72 can tell you approximately how long it will take for your investment to double in value. Simply divide the number 72 by your investment’s expected rate of return (interest rate). Assuming an expected rate of return of 9%, your investment will double in value about every 8 years (72 divided by 9 equals 8)
     ------------
     Rule of 72 the Rule of 72 is a simplified formula that calculates how long it'll take for an investment to double in value, based on its rate of return. The Rule of 72 applies to compounded interest rates and is reasonably accurate for interest rates that fall in the range of 6% and 10%. The Rule of 72 can be applied to anything that increases exponentially, such as GDP or inflation; it can also indicate the long-term effect of annual fees on an investment's growth. The Formula for the Rule of 72 - 
    How to Use the Rule of 72 The Rule of 72 could apply to anything that grows at a compounded rate, such as population, macroeconomic numbers, charges, or loans. If the gross domestic product (GDP) grows at 4% annually, the economy will be expected to double in 72 / 4 = 18 years. 

     With regards to the fee that eats into investment gains, the Rule of 72 can be used to demonstrate the long-term effects of these costs. A mutual fund that charges 3% in annual expense fees will reduce the investment principal to half in around 24 years. A borrower who pays 12% interest on their credit card (or any other form of loan that is charging compound interest) will double the amount they owe in six years. 
     The rule can also be used to find the amount of time it takes for money's value to halve due to inflation. If inflation is 6%, then a given purchasing power of the money will be worth half in around 12 years (72 / 6 = 12). If inflation decreases from 6% to 4%, an investment will be expected to lose half its value in 18 years, instead of 12 years. Additionally, the Rule of 72 can be applied across all kinds of durations provided the rate of return is compounded annually. If the interest per quarter is 4% (but interest is only compounded annually), then it will take (72 / 4) = 18 quarters or 4.5 years to double the principal. If the population of a nation increases at the rate of 1% per month, it will double in 72 months, or six years.

     Rule of 72 FAQs Who Came Up With the Rule of 72? People love money, and they love to see it grow even more. Getting a rough estimate of how much time it will take to double your money also helps the average Joe or Jane to compare different investment options. However, mathematical calculations that project an investment's appreciation can be complex for common individuals to do without the help of log tables or a calculator, especially those involving compound interest. The Rule of 72 offers a useful shortcut. It's a simplified version of a logarithmic calculation that involves complex functions like taking the natural log of numbers. The rule applies to the exponential growth of an investment based on a compounded rate of return. 
     ===============------------
     Personal Finance 101 At: Femkonsa Capital Investment - www.femkonsa.blogspot.com  - A seminar website on personal finance to visit: www.knowledgefinancialgroup.com Learn about retirement account at: facebook.com/femkonsa '' RETIREMENT ACCOUNTS - IRA - ROTH 401K - BACK-DOOR IRA - ANNUITY - LIFE INSURANCE - ROLL-OVER IRA - '' SOCIAL SECURITY; THE ULTIMATE RETIREMENT GUIDE. HOW DOES SOCIAL SECURITY WORK?

     ''Financial Wellness: THRIFT SAVINGS PLAN - What is a SEP IRA? What is a SIMPLE IRA? --- What is a cash-balance plan? ''

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    We are one of the largest source of smarter, wiser information when it comes to investing.
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    ----- 
    Advice from: Fruital Investment Group - fruitalinvestment.blogspot.com -
     Check your beneficiary designation on life insurance policy and retirement accounts. facebook.com/fruitalinvestment - 

     Check your old pension funds that you almost forget about and be careful sometimes expouses become beneficiaries involuntarily. LEARN MORE HERE... 

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     -----------
     Find Important Information on Personal Finance At: facebook.com/visiononeholding 
    Investing is about more than money — it’s about unlocking your ideal future. Connecting with a financial Information that can help you get there with confidence. 

    Here At: - visiononeholding.blogspot.com Personal Finance At: KNOWLEDGE FINANCIAL GROUP - www.knowledgefinancialgroup.com 

    Personal finance is to know well enough how to manage your finances as well as saving. investing methods, budgeting, banking, insurance, mortgages, investment products, retirement planning, tax and estate planning etc.. www.facebook.com/knowledgefinancialgroup
     ------------- 
    Personal financial goals, whether it’s having enough for short-term financial needs, planning for retirement, or saving for your child’s college education. It all depends on your income, expenses, living requirements, and individual goals and desires. www.twitter.com/knowledgegroup1
     -------------
     Personal Finance Strategies For Everyone. By: visionairebiz.blogspot.com 1. Devise a Budget. A budget is essential to living within your means and saving enough to meet your long-term goals. 

    The 50/30/20 budgeting method works well for many people. 50% goes toward living essentials, such as rent or mortgage, utilities, groceries, transportation etc.. facebook.com/visionairebiz 30% is allocated to discretionary expenses, 20% goes toward the future—paying down debt, emergencies etc. facebook.buyheremarket 
    =================
     2. Three key character traits can help you avoid innumerable mistakes in managing your personal finances: discipline, a sense of timing, and emotional detachment. buyheremarket.blogspot.com
     ---------------
     3. Create an Emergency Fund. It’s important to “pay yourself first” to ensure money is set aside for unexpected expenses. At leas 3 to 6 months of living expenses.
     ------------- 
    4. Limit Debt. To keep debt from getting out of hand, try not to spend more than you earn. Sometimes going into debt can be advantageous. Be wise, be intelligent!
     --------------- 
    5. Use Credit Cards Wisely. Credit cards can be major debt traps, but it’s unrealistic not to own any in the contemporary world. 
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    6. Monitor Your Credit Score Credit cards are the main vehicle through which your credit score is built and maintained, so watching credit spending goes hand in hand with monitoring your credit score. 
    -----------------
     07. Factors that determine your FICO score include:4 Payment history (35%) Amounts owed (30%) Length of credit history (15%) Credit mix (10%) New credit (10%) . FICO scores are calculated from 300 to 850. Here’s how your credit is rated:
     ------------------- 
    08. Exceptional: 800 to 850 Very good: 740 to 799 Good: 670 to 739 Fair: 580 to 669 Very poor: 300 to 579 Stay on top of your score, focus on the two biggest factors that influence it: payment history and credit utilization
     ------------------- 
    09. Federal law allows you to obtain free credit reports once a year from the “Big Three” major credit bureaus: Equifax, Experian, and TransUnion. knowledgefinancialgroup.blogspot.com 
    -----------
    10. . To protect your assets in your estate and ensure that your wishes are followed when you die, be sure you make a will and—depending on your needs—possibly set up one or more Living Trusts.
     --------- 
    11. Plan ( Save) & Invest For Retirement... The younger you start, the more you benefits will be. Retirement may seem like a lifetime away, but it arrives much sooner than you would expect. Experts suggest that most people will need about 80% of their current salary in retirement 
     -----------
     12. Setting aside money now for your retirement not only allows it to grow over the long term but also can reduce your current income taxes if funds are placed in a tax-advantaged plans
     ------- 
     13. Online Blogs Like: knowledgefinancial.blogspot.com A great way to start learning about personal finance is to read personal finance blogs. you’ll learn exactly which challenges real people are facing and how they are addressing those challenges. FACEBOOK PAGE LIKE: facebook.com/knowledgefinancial
     --------
     14. Money Management: Imortant Tips For Mastering Your Finances... At: Visionone Capital Management - visiononecapital.blogspot.com Money management? It’s a plan for your money so you can make the most of it. This plan typically involves budgeting and saving money, avoiding or reducing debt and investing in your future. facebook.com/visiononecapital
    -------------
     15. Take inventory of your finances - Are you consistently overspending? 

      Do you have enough saved up to survive an unexpected expense? Do you live paycheck to paycheck? 
     Do you feel overwhelmed by financial jargon? Be honest with yourself about where your weaknesses lie. 
    -------------
     16. Make the most of your savings Money management goes beyond spending less than you make. A true sign of financial prowess is saving enough to live comfortably in the long term as well as the short term 
    ----------------
     17. Develop good credit habits... Your credit can determine whether you’re able to get loans at lower interest rate,, credit can be checked for insurance, rent an apartment, as well as many other aspects of your financial life. 
    --------------
     18. Start with a budget If you’re not sure how to budget, start by choosing a system that you’ll stick with.
     We like the 50/30/20 budget plan, which allocates 50% of your income for needs, 30% for wants and 20% for savings and debt repayment
    --------------
     19. Track your spending By tracking expenses, you can see exactly where your money is going. It may inspire you to stop spending so muchin a certain category or adjust your spending habits so they better align with your goals 
     Make a plan to pay off debt A strategic approach to debt repayment will help you reach the debt-free finish line faster
     ================
    Invest in index funds...
    Index funds have become a major force in the investing world.
    An index fund is a portfolio of stocks or bonds that is designed to mimic the performance of a market index.
    These funds frequently make up the core holdings of retirement portfolios and offer lower expense ratios than actively managed funds.
    An index fund is a portfolio of stocks or bonds that is designed to mimic the performance of a market index.
    --------------
    Index funds, by nature of being diversified already -
    Index funds tend to have lower mutual fund expense ratios than other mutual funds. -
    Many experts said: many index funds in the equity market tend to be run in a way that minimizes turnover. Low-turnover, or high passivity depending upon how you prefer to phrase it.
    ---------------
    Learn to APPRECIATE WHAT YOU HAVE, before time makes you APPRECIATE WHAT YOU HAD.
    You can be successfully by investing in real estate properties, build wealth for the future enjoying your life now
    SUCCESSFUL REAL ESTATE INVESTING START RIGHT HERE AT http://facebook.com/Antonyrealestate
    You can be successfully by investing in real estate properties, build wealth for the future enjoying your life now
    A good investor must be calm, patient, and rational. Overconfident investors usually make silly mistakes.
    =====
    Secure real estate investment by: VISIONONE REAL ESTATE INVESTMENT GROUP = WWW.FACEBOOK.COM/VISIONONEREALESTATES
    How Can You Safely Earn 10% to 36% Per Year On Your Investments?Tax Liens Certificates, tax deeds.
    BEST INVESTMENTS SECURE BY REAL ESTATE-GUARANTEE BY THE GOVERNMENT.TAX LIEN CERTIFICATES, SECURE BY THE PROPERTY
    =================
    knowledgefinancialgroup.com
    KNOWLEDGE FINANCIAL GROUP AND WEALTH MANAGEMENT

    knowledgefinancialgroup.com 

    INVEST NOW AND GET RICHER LATER

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